Wednesday, September 10, 2008
Blogging Tips, Hints & Tricks You Need to Know to Be a Top Blogger
How do you make your blog stand out in the crowded blogosphere? Follow the blogging tips, hints and tricks found here to enhance your blog's design, readability, usability and earning potential. You'll also learn tips to increase traffic through effective search engine optimization techniques. Use these blogging tips to make your blog stand out and have an impact in the blogosphere!
Monday, September 8, 2008
Biography of chirs brown
In anticipation of his self-titled debut album release on November 29, 2005, Chris Brown really has come with a loud thud into the R&B music scene for his first single, "Run It!" instantly soared to the second rank of both Billboard Hot 100 and R&B/Hip-Hop Chart. Being extremely busy going around U.S. throughout November 2005 to hold some shows, he has delightfully taken time to appear on "Live with Regis & Kelly" and Vibe Awards in the same month. Selected to host the 2005 American Music Awards' Red Carpet for Access Hollywood, this young gifted singer, without doubt, has become one of the year's sensational acts in American music industry with his genuine style and creativity.
Wednesday, August 13, 2008
HOW MUCH DO YOU KNOW ABOUT THE MORTGAGE BUSINESS?
As security instruments for real estate, does your state use: a) mortgages, b) trust deeds, or c) some form of contracts for deed?
What is the usury ceiling on a real estate-secured transaction in your state?
Define "the right of redemption." What is the period in your state?
What are the steps in the foreclosure process in your state? How long does it usually take? About how much would it cost to foreclose on a $30,000 note?
I. What's the loan-to-value ratio on a $125,000 property with a first lien of $75,000?
II. What's the LTV on a $240,000 property with a $130,000 first and a $72,000 second?
III. What's the investment-to-value ratio on the above if you were to buy the second for $51,500?
What are generally accepted safe ranges for ITVs?
Everything else being equal, which is more valuable:
I. A $10,000 note at 11% fully amortized over 5 years;
II. A $10,000 note at 14% paid interest-only with a balloon in 6 years?
Everything else being equal, which is the better note:
I. A first lien on a plush apartment building with lots of equity;
II. A first lien on an average owner-occupied house with adequate equity?
Everything else being equal, which is the better note:
I. A second lien of $10,000 on a $50,000 house (the first lien is $30,000), giving you $10,000 equity or 80% LTV;
II. A second lien of $10,000 on a $500,000 house (the first lien is $300,000), giving you $190,000 equity or 62% LTV.
What is the usury ceiling on a real estate-secured transaction in your state?
Define "the right of redemption." What is the period in your state?
What are the steps in the foreclosure process in your state? How long does it usually take? About how much would it cost to foreclose on a $30,000 note?
I. What's the loan-to-value ratio on a $125,000 property with a first lien of $75,000?
II. What's the LTV on a $240,000 property with a $130,000 first and a $72,000 second?
III. What's the investment-to-value ratio on the above if you were to buy the second for $51,500?
What are generally accepted safe ranges for ITVs?
Everything else being equal, which is more valuable:
I. A $10,000 note at 11% fully amortized over 5 years;
II. A $10,000 note at 14% paid interest-only with a balloon in 6 years?
Everything else being equal, which is the better note:
I. A first lien on a plush apartment building with lots of equity;
II. A first lien on an average owner-occupied house with adequate equity?
Everything else being equal, which is the better note:
I. A second lien of $10,000 on a $50,000 house (the first lien is $30,000), giving you $10,000 equity or 80% LTV;
II. A second lien of $10,000 on a $500,000 house (the first lien is $300,000), giving you $190,000 equity or 62% LTV.
Monday, July 28, 2008
Friday, July 25, 2008
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